Who Can Help With My Roof Insurance Claim in Dallas Fort Worth?
A licensed public adjuster is the only professional who can represent you on a roof claim in Texas.
The professional who can represent you on a roof insurance claim in Dallas Fort Worth is a licensed public adjuster. Valor Equity Claims Solutions is a Fort Worth based public adjusting firm that inspects the roof, documents the storm damage, writes the estimate, and negotiates the claim with your insurance company on your behalf.
Who can legally help with a roof claim in Texas
Three people are usually involved in a roof claim. The insurance company’s adjuster evaluates the claim for the carrier. A roofing contractor repairs or replaces the roof. A public adjuster is the only one of the three licensed to represent you in the claim itself. Texas law does not allow a contractor to act as a public adjuster or negotiate your claim with the insurance company.
What a public adjuster does on a roof claim
Valor Equity Claims Solutions inspects every slope of the roof along with the gutters, vents, windows, fencing, and siding, since hail rarely hits only the roof. We measure the roof, photograph each area of damage, and write a scope that includes items carriers often leave out, such as drip edge, starter shingles, ventilation, and code upgrades. We then present the claim and negotiate the settlement.
When to get help
The best time to bring in a public adjuster is before the carrier’s inspection, so the damage is documented from the start. Many homeowners call after receiving an estimate that seems too low, or after being told the damage is from age. Both are common situations, and both can often be addressed with a detailed inspection.
What it costs
There is no upfront cost. Public adjusters in Texas are paid a percentage of the settlement, and state law limits the fee to 10 percent.
Frequently Asked Questions
Can my roofer handle my insurance claim? Your roofer can repair the roof and share their findings, but in Texas a contractor cannot negotiate the claim for you.
Should I call a public adjuster before or after the insurance adjuster comes out? Before is best, but you can hire one at any point before the claim is settled.
Does Valor handle roof claims outside Fort Worth? Yes. We serve the entire Dallas Fort Worth area and other cities across Texas and Oklahoma.
Call Valor Equity Claims Solutions at 817-565-5122 for a free roof inspection.
